Aur phir paDhtaa bhi kaun hai?

Film: OMG: Oh My God!

Year of release: 2012

Spoken by: Kanji Lalji Mehta (Paresh Rawal)

Spoken to: Dinesh Gandhi (Jaineeraj Rajpurohit)

Dialogue writer: Bhavesh Mandalia 

One of the best Hindi films of the 21st century. Doubt if this would have released if it was made three years later AND without Paresh Rawal. The fact that this movie happened is thus an Act of God!

Kanji bhai has a shop where he sells artefacts and antiques largely related to god. However he himself is an atheist. During an earthquake Kanji's shop is destroyed. However he is unperturbed. As he (like a rational man) has insured his shop from such perils. He takes the insurance papers and goes to the office of the insurance company (Saral Jeevan Insurance Company) to file a claim for indemnification from the loss. The insurance officer (Dinesh Gandhi) says

"Mr. Kanji, I am sure, ki policy sign karte vaqt, terms and conditions to aapne Thiik se paDhe hi honge?"

A smiling Kanji shoots back, 

"nahii.n bilkul nahii.n. Aapke officer ne kahaa ki jidhar chaukDi kiya hai udhar sign karo. To vahaan kar diya maine".

The officer says,

"How irresponsible you are!"

A slightly perturbed Kanji now asks,

"kya hua sir?"

Officer Dinesh then reads out the "act of god clause" and shows Kanji his signature at the bottom of the document. 

In his defence, Kanji says, 

"ye chiinTi se bhi chhoTe chhoTe aksharon mein likhaa hua hai. Aur phir paDhtaa bhi kaun hai?"

"ये चींटी से भी छोटे छोटे अक्षरों में लिखा हुआ है. और फिर पढ़ता भी कौन है?"

Then he asks, 

"Ye act of god hai kya?"

But that's a whole different story!

But a great insight into the insurance industry and the way they behave when you claim. So don't be irresponsible and read the document before you sign.